Frequently asked
questions.

Any individual aged 18 years or above can apply for membership by purchasing the minimum share capital and submitting the required KYC documents.

A recent photograph, proof of identity (Aadhaar / PAN / Voter ID), proof of address, and the completed membership application form.

Yes. Every member can register a nominee at the time of account opening, or update it later using the nomination form available at the branch.

Yes, subject to the society's bye-laws and any outstanding dues. Please submit a written request at the branch.

Minimum balance requirements vary by account type — please check the current schedule of charges at the branch.

Premature withdrawal is permitted, subject to a reduced interest rate as per the society's deposit policy.

Interest is compounded quarterly and paid out at maturity, as per the terms of your specific RD scheme.

Yes, senior citizen members are eligible for an additional rate benefit on eligible deposit products.

Identity and address proof, income proof, passport-size photographs, and collateral documents where applicable, such as property papers or gold ornaments.

Personal and gold loans are typically processed within a few working days after document verification; property-backed loans may take longer due to valuation and legal checks.

Prepayment terms vary by loan product. Please confirm applicable charges, if any, with the branch before prepaying.

Yes, loans are extended to registered members of the society in line with its bye-laws.

The branch is open Monday to Saturday, 10:00 AM to 5:00 PM, and remains closed on Sundays and public holidays.

Members can approach the branch directly or write to the Grievance Redressal Officer. See our Grievance Redressal page for the full procedure.

Visit the branch with your passbook, or request a statement in writing; doorstep passbook service is also available for eligible members.